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Any time a facility is leased or used by a non-NSHE organization, it is required the organization shall maintain at its sole expense and keep in force for the duration of the lease or facility use agreement the following insurance coverage conforming to the minimum requirements specified below unless a change is specifically agree to by NSHE Business Center South/Risk Management & Safety.

Facility Use Insurance Requirements

Commercial General Liability

  • $1,000,000 per occurrence/$2,000,000 aggregate
  • The policy shall provide coverage for Sexual Misconduct/Abuse/Molestation for events involving minors
  • The policy shall name NSHE as an additional insured by endorsement

Commercial Auto Liability

  • $500,000 per occurrence
  • Combined single limit

Workers Compensation

  • Employers liability limits shall be at least $100,000 per occurrence and for occupational disease

The following policy provisions shall also apply:

  • Subrogation shall be waived against NSHE by endorsement.
  • Insurance policies must reflect their policy is primary over any other insurance policy available by endorsement.
  • Prior to the event, a certificate of insurance or form similar shall be provided to NSHE to show evidence of insurance policies and coverage required.

Any NSHE institution or sponsored event does not need to provide proof of insurance coverage when using an NSHE facility.